Terms and Conditions – InsuranceNewsAsia.com

Welcome to InsuranceNewsAsia.com. By accessing and using this website, you agree to comply with and be bound by the following Terms and Conditions. If you do not agree with any part of these terms, you must discontinue using our website.


1. General Use

1.1. The content on this website is for informational and educational purposes only. It does not constitute professional, legal, financial, or insurance advice.
1.2. We reserve the right to modify, update, or discontinue any part of the website at any time without prior notice.
1.3. Unauthorized use of this website may give rise to a claim for damages and/or be considered a criminal offense.


2. Intellectual Property

2.1. All content, including text, images, logos, graphics, and articles, is the intellectual property of InsuranceNewsAsia.com unless otherwise stated.
2.2. You may not copy, reproduce, distribute, or exploit any content without prior written permission.
2.3. You may use the website for personal, non-commercial purposes only.


3. User Conduct

3.1. You agree to use this website only for lawful purposes and not to engage in any activity that may harm or interfere with the website’s operation.
3.2. You must not upload, share, or distribute any content that is unlawful, defamatory, fraudulent, or infringes upon the rights of others.
3.3. We reserve the right to suspend or terminate access to users who violate these terms.


4. Third-Party Links and Services

4.1. Our website may contain links to third-party websites for informational purposes. These links do not imply endorsement or responsibility for the content of such external sites.
4.2. We are not responsible for any damages or losses resulting from your use of third-party websites.


5. Disclaimer and Limitation of Liability

5.1. The information provided on this website is on an “as-is” and “as-available” basis without warranties of any kind.
5.2. We do not guarantee the accuracy, completeness, or reliability of the content. Any reliance on the information is at your own risk.
5.3. We are not liable for any direct, indirect, incidental, or consequential damages arising from your use of the website.


6. Privacy and Cookies

6.1. By using this website, you agree to our Privacy Policy and Use of Cookies policy.
6.2. We collect and process user data in accordance with applicable data protection laws.


7. Modifications to Terms and Conditions

7.1. We reserve the right to update or modify these Terms and Conditions at any time. Continued use of the website after changes constitute acceptance of the updated terms.


8. Governing Law

8.1. These Terms and Conditions are governed by the applicable laws of the jurisdiction in which InsuranceNewsAsia.com operates.
8.2. Any disputes arising from the use of this website shall be subject to the exclusive jurisdiction of the relevant courts.


9. Contact Information

If you have any questions regarding these Terms and Conditions, please contact us through the appropriate channels provided on our website.

By using InsuranceNewsAsia.com, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.